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Sue Viskovic (left) and Tom Reddacliff

Scarcity of adviser talent combined with a pressure on profit margins and growing costs makes it even harder to answer once a simple question: what advice business model is the one these days?

Michael Rees-Evans (left), Tom Reddacliff and David Bell

The FPA has bolstered its senior ranks with a new executive role designed to promote and strengthen the growth of the financial planning profession in Australia.

Vertical integration has been left out of the Quality of Advice Review terms of reference, leaving in limbo the application and appropriateness of vertical business models in the industry.